Hi, I’m Matt.
My mission is to empower people to learn about money and make money work for them, instead of having to keep working for money.
Most of us are never taught how to manage money and that’s why we’re just trying to make ends meet.
I know I’m not the only one who didn’t grow up learning about money. After 4+ years working in a bank and now as an underwriter at a fintech company, I see people of all income levels and backgrounds facing money issues. I’ve seen people making nearly 7 figures take out expensive loans to pay for Christmas presents for their kids. I’ve seen kids and spouses inherit debt after a loved one dies. I’ve seen adults pay thousands of dollars in interest for decades because they weren’t taught how student loans work.
Many money issues are avoidable with simple financial knowledge.
Institutions profit off of consumers’ lack of knowledge. A lot of us simply don’t know how money works. Not only are numbers involved, but emotions as well. Money issues cause shame, fear, anger, depression, and more. They affect every part of our lives from our emotions to our relationships.
I’ve been there.
I’m the 3rd oldest of 9 kids and I grew up knowing how important it is to make sure there’s enough money to take care of everyone.
I graduated from college with a degree in managerial economics, a concentration in finance, and a minor in communications. I learned why money exists and how money works on a macro level.
But it wasn’t until I took my one and only personal finance class that I began to understand how money affected me, my family, and our lives on a personal level.
I started to learn how to make my money work for me.
I started working at a bank and I quickly realized how many people make financial decisions without ever understanding how money truly works.
I began studying personal finance in my free time and applying what I was learning from my hands-on experience in the financial industry in order to make a better financial situation for me and my family.
Since then I’ve been able to become (and stay!) debt free, maintain a high credit score, start a profitable Airbnb business, invest nearly 6-figures into the stock market, and continue to build my net worth year-over-year.
And more importantly, I’ve helped friends and family with their finances as well. Once I started learning about money, I shared that knowledge with the people around me.
I helped my siblings graduate with fewer student loans and start investing in low-cost index funds. I helped my youngest brother build good credit at age 11. I’ve made sustainable plans for family members to become debt free in less than a year. I’ve helped friends max out retirement accounts at their jobs, get free flights through travel points on credit cards, run the numbers on their first home purchase, and more.
By giving people the knowledge that we don’t all grow up with, my mission is to empower people to make money work for them instead of them only working for money.
Imagine if you didn’t have to worry about your finances.
Where would you focus your free mental energy?
Although finances are a numbers game, beware that personal finance is also a psychological game.
Any of these sound familiar?
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Some of the worries attached to investing:
Worried about risk
Fear of losing your money
Feeling like you don’t know enough to invest
Thinking investing is only for rich people
Wondering how to know which stocks to pick
Overwhelmed by information overload
Click here if you want judgement-free help feeling confident about investing.
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Some of the emotional reasons and side effects related to overspending:
Following some arbitrary “American Dream”
Looking to impress others
Overconsumption
Living beyond your means
Not focusing on the future
Needing instant gratification
Click here if you want judgement-free help managing your spending.
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Some of the emotions attached to debt:
Shame
Fear
Anxiety
Embarrassment
Overwhelm
Anger
Hopelessness
Discomfort
Click here if you want judgement-free help getting out of debt.
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Some of the emotional consequences of living paycheck to paycheck:
Shame
Anxiety
No mental energy to be utilized elsewhere
Inability to plan for the future, because you have to focus on today
Click here if you want judgement-free help to break the cycle of living paycheck to paycheck.
You are not alone.
We are all trying to figure out how to improve our financial situations. Whether we’re trying to get out of debt, living paycheck to paycheck, saving for a vacation, building our credit, or deciding whether to buy a house.
In order to break bad financial habits, we have to understand the “why” behind our habits.
I got you. Here are some areas I can help with:
- Budgeting
- Tracking your expenses
- Managing debt
- Credit cards
- Student loans
- Investing
- Starting an Airbnb
- Starting a business
- Retirement accounts
- Savings
- Building generational wealth
- Answer any specific questions you may have